When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time-and never pay a penny more than you agree to on day one.
Buying with Affirm is Simple
Choose 3, 6, or 12 monthly payments
For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.
1. Fill Your Cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose How You Pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
3. Pay Over Time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Payment options are offered by Affirm, are subject to eligibility check, and may not be available in all states. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No-checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes-You can return an item you bought with affirm by initiating the return process with the store.
Do I need a mobile number to use affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps affirm verify it's really you who is creating your account and signing in.