If you choose to pay for your order in four biweekly installments, then your credit score isn't impacted.

If you choose to pay for your order in monthly payments, and doesn't make their payments on time, then their credit score might be affected. Only monthly payment options might impact a customer's credit score.

No. Shop Pay Installments is available only for orders from $50 USD to $17,500 USD, including discounts, shipping, and taxes.

If the refund amount is less than the amount remaining on your Shop Pay Installments balance, then the you can expect one or both of the following:

A smaller payment balance on the final payment. Or less future payments on the remaining loan balance.

If the refund amount is more than the amount remaining on the Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method.

If the you requests a refund for an order you've made monthly payments for, then the paid interest isn't refunded. Interest is the cost of borrowing, and isn't refundable.

Shop Pay Installments is available for purchases made using a credit and debit card. Capital One cards aren't accepted.

Customers that choose a monthly payment option can only pay with a debit card.